Building Financial Inclusion Through Technology

Empowering communities with innovative financial solutions through Web3, DeFi, and cooperative finance.

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About Ray-Banks LLC

Ray-Banks LLC is a New Mexico-based financial technology company dedicated to creating innovative solutions that promote financial inclusion and community empowerment. Through our operating brands and technology platforms, we bridge traditional cooperative finance models with cutting-edge blockchain technology.

Company Information

  • Legal Name: Ray-Banks LLC
  • Entity Type: New Mexico Limited Liability Company
  • EIN: 37-2158338
  • Formation Date: October 16, 2024
  • Industry: Financial Technology (FinTech)
  • Focus: DeFi, Cooperative Finance, Community Banking

Our Ecosystem

Ray-Banks LLC operates multiple brands and platforms designed to serve diverse financial needs while maintaining a unified mission of financial inclusion.

Latanda Financial Services

Our flagship platform operating at latanda.online - a comprehensive Web3 DeFi protocol featuring:

  • • Decentralized Tandas (Rotating Savings Groups)
  • • Web3 Wallet Integration
  • • LTD Token Economics & Staking
  • • Cooperative Lending & Borrowing
  • • Community Marketplace
  • • Multi-language Support (EN, ES, PT)
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La Tanda Chain Protocol

Our blockchain infrastructure powering decentralized financial services with:

  • • Layer 2 Scaling Solutions
  • • Honduras Chain + Polygon Integration
  • • Smart Contract Security
  • • Cross-chain Interoperability
  • • 50-100 TPS Transaction Throughput
  • • 60% Gas Cost Reduction
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Future Initiatives

Expanding our ecosystem to serve broader community needs:

  • RoaTour.net: Community marketplace platform
  • Educational Programs: Financial literacy & Web3 education
  • Regional Expansion: Latin America, Africa, Southeast Asia
  • Partnership Network: Community organizations & cooperatives
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Our Mission

To democratize access to financial services by combining the trust and solidarity of traditional cooperative savings models (tandas/roscas) with the transparency, security, and accessibility of blockchain technology.

Financial Inclusion

Providing access to financial services for underserved communities worldwide, removing barriers through decentralized technology.

Community Empowerment

Supporting cooperative finance models that have served communities for generations, enhanced with modern technology.

Innovation & Trust

Building secure, transparent financial infrastructure that combines innovation with the proven social trust of community banking.

Company Information

Legal & Compliance

  • Registered Name: Ray-Banks LLC
  • Jurisdiction: State of New Mexico, United States
  • Filing Number: 0002506149
  • Certificate Number: 7892640
  • Employer Identification Number (EIN): 37-2158338
  • Entity Duration: Perpetual
  • Business Purpose: E-commerce & Financial Technology
  • Registered Agent: Republic Registered Agent Services Inc.
  • Agent Address: 8206 Louisiana Blvd NE, Ste A #4845, Albuquerque, NM 87113

Operating Brands

  • Latanda Financial Services - DeFi & Cooperative Finance Platform
  • La Tanda Chain - Blockchain Protocol & Infrastructure

All brands operate under the Ray-Banks LLC legal entity as DBAs (Doing Business As) to maintain unified legal compliance while serving distinct market segments.

Platform Metrics (Latanda)

95/100
Production Readiness
85/100
Security Score
99.9%
Uptime Target
60%
Gas Cost Reduction

Get In Touch

Interested in partnerships, investment opportunities, or learning more about our technology? We'd love to hear from you.

Contact Information

Business Inquiries: Available through our platform

Platform Support: Visit Help Center

Registered Address: 8206 Louisiana Blvd NE, Ste A #4845, Albuquerque, NM 87113

Platform: latanda.online